Essex Property Financial Corporation Funds $6.9-Million Mezzanine Loan for Financing of 153-Unit Apartment Property in Concord, CA

May 7, 2007

PALO ALTO, Calif., May 7 /PRNewswire-FirstCall/ -- Essex Property Financial Corporation (EPFC), a division of Essex Property Trust, Inc (NYSE: ESS) and a provider of debt and equity capital for real estate in the Western United States, announced today that it funded a $6.9-million mezzanine loan for the acquisition of California Hill, a 153-unit, age-restricted apartment community located in Concord, California. The loan was provided to Chateau Senior Living Apartment Associates, LLC, a joint venture between affiliates of Carlton Senior Living Communities and Piedmont Properties. As part of the acquisition, the joint venture assumed approximately $8.9 million of existing financing, consisting of tax-exempt and taxable bond financing, credit-enhanced by Fannie Mae (FNMA), as well as secondary financing provided by Fannie Mae. Centerline Capital Group (formerly CharterMac) will continue to provide loan servicing and oversight for the senior debt pieces.

California Hill, originally developed in 1991, is an age-restricted community for active seniors 55 years of age and older. The buyer intends to re-brand the asset under the "Chateau" label of properties owned and operated by affiliates of Piedmont and Carlton Senior Living. The mezzanine loan structure provided capital to acquire the property as well as fund capital improvements. The property is located within easy access to major freeways and BART.

"California Hill is an excellent example of the type of transaction Essex Property Financial Corporation seeks to finance," stated Michael VanderLey, Senior Vice President of Structured Finance for the Company. Mr. VanderLey continued, "The property's excellent location in a supply-constrained submarket coupled with Carlton Senior Living's track record and the joint venture's business plan were elements we found compelling. Our ability to layer mezzanine financing on top of the low-leverage senior debt allowed the Carlton/Piedmont joint venture to own 100 percent of the project economics at a favorable all-in cost of capital." Mr. VanderLey added, "Finally, we were excited by the opportunity to work with FNMA and Centerline on this project. EPFC is among a handful of non-DUS lenders approved by FNMA to provide mezzanine capital behind bonds that they credit-enhance. We look forward to working with FNMA on future mezzanine transactions."

The floating rate, LIBOR-based Mezzanine Loan was structured with fixed payment rates during the first three years of the term. The loan, which leveraged the project to approximately 85 percent of cost, has a term of 48 months with one, 12-month extension option. Closing occurred on March 29, 2007.

About Essex Property Financial Corporation

Essex Property Financial Corporation (EPFC) is a multi-faceted provider of debt and equity capital for real estate located in the Western United States. EPFC invests in middle market transactions, generally from $10 million to $100 million, providing Bridge Loans, B-Notes, Mezzanine Loans, and Preferred and Joint Venture equity. Additional information about EPFC can be found at www.essexpropertytrust.com/epfc.html.

About Essex Property Trust, Inc.

Essex Property Trust, Inc., located in Palo Alto, California and traded on the New York Stock Exchange (ESS), is a fully integrated real estate investment trust (REIT) that acquires, develops, redevelops, and manages multifamily residential properties in selected West Coast communities. Essex currently has ownership interests in 133 multifamily properties (27,637 units), and has 908 units in various stages of development. Additional information about Essex can be found on the Company's web site at www.essexpropertytrust.com. If you would like to receive future press releases via e-mail-please send a request to investors@essexpropertytrust.com.

About Carlton Senior Living Communities

Carlton Senior Living Communities (CSL) is a privately-held, vertically integrated owner/operator/developer of Senior Housing communities. CSL owns and manages over 1,000 Senior Housing units in the Bay Area and Northern California, including properties in Pleasant Hill, San Leandro, Fremont, San Jose and Sacramento. CSL actively seeks to acquire and/or develop Senior Housing projects from 50 to 200 units in infill locations throughout Northern California, Southern California and Northern Nevada.

About Piedmont Properties

Piedmont Properties is a private investor actively acquiring and/or investing in properties located in major West Coast markets. Within the multi-family sector, Piedmont is actively acquiring 150 to 500 unit properties with some type of value-added component. The company currently owns interests in over 2,000 units in major Western U.S. markets, including Las Vegas, Denver, Salt Lake City, Reno and the San Francisco Bay Area.

About Centerline Capital Group

Centerline Capital Group, a subsidiary of Centerline Holding Company, lends, invests and manages capital, with a strong focus on the real estate industry. Centerline Capital Group is headquartered in New York, New York and has over 500 employees in nine offices throughout the United States. For more information, please visit Centerline's website at http://www.centerline.com or contact Elizabeth Haukaas at 212 521 6453.

Contact: Nicole Culbertson, +1-650-849-1649.

SOURCE Essex Property Trust, Inc.

Contact: Nicole Culbertson, +1-650-849-1649